Resource introduction to

Financial sustainability

What is financial sustainability ?

Achieving financial wellbeing and security over the long term , without affecting the wellbeing of future generations.

Education for sustainability involves equipping students with the knowledge and ways of thinking they need to achieve economic prosperity and wellbeing over the long term , without compromising the needs of future generations.

What's in the resource package?

The Financial Sustainability resource package has been designed to give you flexibility and choice. There are a range of resources to choose from, so schools and teachers can design programmes that allow:

  • Students to work at their own pace using a Student Weekly Learning Schedule
  • Teachers to design a programme that suits department, faculty or whole-school planning over a few weeks or a term. This will vary from school to school.

Learning outcomes can be adapted to reflect the distinct characteristics of students’ lives, communities and aspirations. There are also supporting resources available, see links to these further down.

Learning areas

The financial sustainability learning resources can be used for an inquiry within a specific learning area such as social studies, maths or health; a cross-curricula or integrated studies inquiry; or as part of a whole school inquiry. They are structured around Sorted's themes of insurance/inihua, investment /whakangao, KiwiSaver and retirement/whakatā which can be easily identified by their theme colour as shown below. Some activities as part of the financial sustainability resource fit within all Sorted themes and can be identified by the colour orange. 

Theme colours v2


Social sciences

Students explore links between sustainability, culture and heritage, and consider their own roles as members of economic communities. Students are encouraged to interview individuals, whānau and community groups to identify values and perspectives, consider responses and decisions, and explore what financial sustainability means within their own communities. By doing so, students build their conceptual understandings while developing their info-literacy and information inquiry skills.

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Maths and statistics

Exploring financial sustainability provides opportunities for students to apply mathematical skills and knowledge within real-life contexts. For example, students can explore ways to grow funds in order to prepare for different life stages, investigating the benefits of different options.

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Health and PE

Students explore the nature of wellbeing in their communities, focusing on the needs of retirees and the services available to them.

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Using the resource package

The learning experiences and formative assessment tasks are aligned to the SOLO taxonomy to ensure cohesion, constructive alignment and cognitive stretch for all students. This supports teachers to differentiate learning experiences and gives students choice in how to demonstrate their understanding.

The resources allow for a differentiated curriculum approach. Depending on your classroom approach, you can select learning activities that meet your student learning outcomes, or students can select their own learning pathways and choose how they will present their work. They are encouraged to work at their own pace.

Once students go through the plan and highlight selected learning experiences aligned to their learning outcomes, they can download the Student Weekly Learning Schedule, add their intended learning outcomes onto this document and place it on the school LMS system.

You can start each lesson with the Discussion Starter or Thinklinkers as a “hook-in” learning activity.


Discussion Starter for financial sustainability

The Discussion Starter randomly generates questions to promote discussions.



How do KiwiSaver providers have to make ethical decisions about how they invest your money overseas? If you don’t know, how could you find out?

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