The resources in this area can be used independently or in groups to build financial capability knowledge and skills.

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Social Sciences

New Zealand - financial identity

What is the New Zealand budget?

List some ways New Zealand gets income. Describe what taxes are and list what they are used for.

List some of the ways that the government spends taxes.

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Planning for retirement/whakatā: setting a goal

List common sources of income in retirement/whakatā.

List the financial needs of someone your age and a retiree.

Describe the different types of funds provided through KiwiSaver.

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Relationships to money

Define financial identity. What are your values, attitudes, behaviours, and skills regarding money?  

Describe your money personality. How do you react to sales and advertising? Do you have any strategies you use before you buy something? Are you an impulse buyer?

Take the $orted Money Personality test.

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Setting goals/whāinga paetae

Define goal setting. View the presentation on goal setting. After viewing, expand your explanation to include any new information you have learnt.

Read the SORTED Goals booklet and answer these questions:

  • What details make our goals more achievable?
  • What details make managing your money more achievable?
  • When would you find it useful to have a plan to manage your money?
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Setting goals/whāinga paetae

View the setting goals/whāinga paetae PowerPoint. Discuss why it is important for teenagers to set financial goals/whāinga paetae.

Define needs and wants.

List the last five items you purchased and categorise them as needs or wants. Decide whether you would have bought these items if you had analysed whether they were needs or wants before your purchase.

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Social Sciences

Sharing and reciprocity

Financial matters, community, and culture are interconnected.

Cultural practices and traditions shape people’s goals/whāinga paetae, ways of managing money/moni, expenses, and forms of income. Many cultural practices strengthen community and family ties, providing an important source of support for people facing financial or personal difficulties. Supporting members of family/whānau and the wider hapū, iwi, and other community groups is a way many people show care and gratitude.

Māori tikanga practices such as kotahitanga (unity) and whānaungatanga (kinship) help to build intergenerational wealth and emphasise collective thinking. Sharing of wealth is also evident in practices such as koha.

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Equipping young people for their financial future, embedding good money habits early on.

Hāpaitia te ara tika, pūmau ai te rangatiratanga mo ngā uri whakatipu.

Medium Education

Written in English with resources aligned to the New Zealand Curriculum.

Medium Education

Written in te reo Māori with resources aligned to Te Marautanga o Te Aho Matua and Te Marautanga o Aotearoa.

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