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This resource provides an opportunity for students to evaluate credit options and develop their understanding to select debt management strategies.

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Unit Standard
Demonstrate knowledge of personal financial goal setting

Last updated 16/02/2026, 11:27 am

This module supports students to develop their understanding of personal financial goal setting, including ways to monitor and maintain progress towards a financial goal.

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This module supports students to develop their ability to produce a budget by setting a goal and adjusting the budget to achieve the goal.

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The Ages and Stages module supports students to develop their understanding of the effect of three life stages on personal income, including the benefits that can come from planning for these changes in advance. 

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This is a useful module for students planning to study or do training once they leave school. The module explores student loans, apprenticeships, and working while studying as three options for funding study.

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Achievement Standard
Design a questionnaire

Last updated 6/03/2026, 10:13 am

This module supports students developing their understanding of attitudes, beliefs and values that create their financial identity.

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Achievement Standard
Evaluate a statistical based report

Last updated 6/03/2026, 10:13 am

In this module students learn to evaluate a statistical report with explores New Zealander’s attitudes towards responsible investment created by Mindful Money.

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Unit Standard
Explain personal financial savings and investment options

Last updated 22/04/2026, 1:26 pm

In this module students need to analyse two personal financial investment options: KiwiSaver and one other option. This module focuses on KiwiSaver, shares, bonds, term deposits and managed funds.

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Achievement Standard
Use statistical methods to make an inference

Last updated 20/04/2026, 8:05 pm

This module allows students to learn about gender pay gap, with a particular focus on how this may affect New Zealander’s contributions to their chosen KiwiSaver fund.

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Achievement Standard
Analyse statistical data relating to two contemporary economic issues

Last updated 8/06/2026, 11:16 am

This module helps students learn about processing and presenting statistical data and explains how the data sets are interrelated.

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