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This module provides an opportunity for students to analyse external risk factors and manage their impact on personal finances.

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Unit Standard
Describe credit and debt and their impacts on personal finances

Last updated Nov 12, 2025, 11:38 AM

This module supports students to develop their understanding of how debt can impact on personal finances, along with factors that contribute to debt being manageable or unmanageable.

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Unit Standard
Demonstrate knowledge of personal financial goal setting

Last updated Nov 12, 2025, 11:38 AM

This module supports students to develop their understanding of personal financial goal setting, including ways to monitor and maintain progress towards a financial goal.

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This module supports students to develop their understanding of different saving and investment options, including which options are the best match for a given situation.

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Achievement Standard
Analyse statistical data relating to two contemporary economic issues

Last updated Nov 12, 2025, 11:12 AM

This module helps students learn about processing and presenting statistical data and explains how the data sets are interrelated.

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This module supports students to analyse their understanding of a significant life stage on personal income.

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Keeping Ourselves Covered This module supports students understanding of a variety of insurance types and helps develop their understanding of insurance terminology and policies.

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This is a useful module for students planning to study or do training once they leave school. The module explores student loans, apprenticeships, and working while studying as three options for funding study.

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Unit Standard
Explain personal financial savings and investment options

Last updated Nov 12, 2025, 11:39 AM

In this module students need to analyse two personal financial investment options: KiwiSaver and one other option. This module focuses on KiwiSaver, shares, bonds, term deposits and managed funds.

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Achievement Standard
Design a questionnaire

Last updated Nov 12, 2025, 11:40 AM

This module supports students developing their understanding of attitudes, beliefs and values that create their financial identity.

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Māori Medium Education

Written in te reo Māori with resources aligned to Te Marautanga o Aotearoa.

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