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Explain the effect of significant life events on personal income at different life stages
Last updated 23/01/2026, 9:22 am
This module supports students to analyse their understanding of a significant life stage on personal income.
Analyse external risk factors and select strategies to manage their impact on personal finances
Last updated 23/01/2026, 9:22 am
This module provides an opportunity for students to analyse external risk factors and manage their impact on personal finances.
Develop a plan to show how a budget contributes to achieving a long-term personal financial goal
Last updated 23/01/2026, 9:22 am
This resource provides an opportunity for students to set a goal and develop a budget to achieve the goal while identifying factors that may affect the achievement of the goal.
Evaluate credit options and select debt management strategies to manage personal finances
Last updated 23/01/2026, 9:22 am
This resource provides an opportunity for students to evaluate credit options and develop their understanding to select debt management strategies.
Demonstrate knowledge of personal financial goal setting
Last updated 16/02/2026, 11:27 am
This module supports students to develop their understanding of personal financial goal setting, including ways to monitor and maintain progress towards a financial goal.
Produce a household budget, set a financial goal, and review and adjust the budget to achieve the goal
Last updated 22/04/2026, 1:25 pm
This module supports students to develop their ability to produce a budget by setting a goal and adjusting the budget to achieve the goal.
Demonstrate knowledge of the effect of life stages on personal income
Last updated 23/01/2026, 9:20 am
The Ages and Stages module supports students to develop their understanding of the effect of three life stages on personal income, including the benefits that can come from planning for these changes in advance.
Describe tertiary study funding options and potential financial consequences for future choices and responsibilities
Last updated 23/01/2026, 9:22 am
This is a useful module for students planning to study or do training once they leave school. The module explores student loans, apprenticeships, and working while studying as three options for funding study.
Explain personal financial savings and investment options
Last updated 22/04/2026, 1:26 pm
In this module students need to analyse two personal financial investment options: KiwiSaver and one other option. This module focuses on KiwiSaver, shares, bonds, term deposits and managed funds.