NCEA Toolkit

They’re nearly here!  In Term 2, 2020, we’re launching our teaching resources aligned to NCEA levels 1 and 2 for years 11-13.

These resources are being developed with teachers and CORE Education to ensure senior secondary students will be set up to make good future financial decisions.

Just like our resources for years 9-10, they will be designed to incorporate into everyday lessons.

All resources will be fully aligned to the New Zealand Curriculum and NZQA accredited.  They will be linked to the MOE financial capability progressions and provide assessments based on unit standards.

Using real-life situations, students will gain:

  • credits towards the NCEA certificate qualification at either Achieved, Merit or Excellence – these can go towards course endorsements. They will include assessment material for eight-unit standards (4 x NCEA L1 and 4 x NCEA L2)
  • key competencies valued by employers
  • connections to the world of work through contextualised learning
  • the confidence and capability to transition from school into the wider world of future education, training or employment.

All learning is student-centred and supports individual learning plans based on their selected future tertiary education, workplace learning or industry of choice. 


Themes covered





Managing my money





What’s included

Learning will be delivered through modules to engage students with relevant life topics eg, going flatting or funding future studies.  The modules will also sign-post learning for NCEA assessments.

All assessments will explain what students need to know, or what they must be able to achieve, to the meet standard(s) requirements. 

NCEA Level 1

NCEA Level 2

Unit Standard 28087

Demonstrate understanding of the effect of life stages on personal income.

Unit Standard 28092

Analyse the effect of significant life events at different stages on personal financial income.

Unit Standard 28088

Demonstrate understanding of credit and debt on personal finances.


Unit Standard 28093

Describe financial responsibilities and consequences of tertiary study funding options.

Unit Standard 28089

Demonstrate understanding of personal financial goal setting.


Unit Standard 28095

Analyse personal financial investment options.

Unit Standard 28090

Demonstrate knowledge of personal saving and investment options for given scenario(s).

Unit Standard 28095

Demonstrate understanding of insurance products for personal financial capability.



Get on board early with our free PLD programme

Confident teachers make confident learners so that’s why we offer a free PLD programme to help build your confidence around this valuable life skill.

Our programme consists of workshops, webinars and school visits.  All teachers and leaders are welcome. To find out more and register for the next event, please visit our PLD page for more information.

If you have any questions, please contact our Schools Relationship Manager, Jill MacDonald.




Equipping young people for their financial future, embedding good money habits early on.

Hāpaitia te ara tika, pūmau ai te rangatiratanga mo ngā uri whakatipu.

Medium Education

Written in English with resources aligned to the New Zealand Curriculum.

Medium Education

Written in te reo Māori with resources aligned to Te Marautanga o Te Aho Matua and Te Marautanga o Aotearoa.

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