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Explore our wide range of resources to build financial capability knowledge and skills.


The resources in this area can be used independently or in groups to build financial capability knowledge and skills.
Curriculum Level
Learning Area
Unit Standard 28087
Demonstrate understanding of the effect of life stages on personal income

Version: 3
Credits: 3

Ages and Stages

The Ages and Stages module supports students to develop their understanding of the effect of three life stages on personal income, including the benefits that can come from planning for these changes in advance. 

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Unit Standard 28092
Analyse the effect of significant life events at different stages on personal financial income

Version: 3
Credits: 3

Riding Life's Waves
This module supports students to analyse their understanding of a significant life stage on personal income.

This module is the companion of the Level 1 US28087 module 'Ages and Stages'.

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An ageing population

Interview a person over 65. Ask them five questions about their views on money/moni.

Find out how much money/moni the pension provides.

Estimate the cost of daily life for someone on a pension. Discuss whether the pension is enough live on.

An ageing population

Use a community profiler such as Infometrics to investigate the percentage of people in your community who are over 65.

Compare the needs and wants of a teenager with those of someone who is retired.

An ageing population

Create a presentation about KiwiSaver for your class, explaining how it works.

Evaluate the potential impact on your community if no-one invested in KiwiSaver.

Compare this with the impact of everyone in your community investing in KiwiSaver.

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An aging population

This resource provides information about the needs of older people.

The resource has a learning objective to explore Financial Sustainability through Social Sciences and provides an integrated and cross-curricular learning experience that can be used in multiple ways.

The learning experience in this resource is aligned to SOLO Taxonomy and gives choices throughout the learning process.

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Equipping young people for their financial future, embedding good money habits early on.

Hāpaitia te ara tika, pūmau ai te rangatiratanga mo ngā uri whakatipu.

Medium Education

Written in English with resources aligned to the New Zealand Curriculum.

Medium Education

Written in te reo Māori with resources aligned to Te Marautanga o Te Aho Matua and Te Marautanga o Aotearoa.

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