The resources in this area can be used independently or in groups to build financial capability knowledge and skills.

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Social Sciences

Sharing and reciprocity

Financial matters, community, and culture are interconnected.

Cultural practices and traditions shape people’s goals/whāinga paetae, ways of managing money/moni, expenses, and forms of income. Many cultural practices strengthen community and family ties, providing an important source of support for people facing financial or personal difficulties. Supporting members of family/whānau and the wider hapū, iwi, and other community groups is a way many people show care and gratitude.

Māori tikanga practices such as kotahitanga (unity) and whānaungatanga (kinship) help to build intergenerational wealth and emphasise collective thinking. Sharing of wealth is also evident in practices such as koha.

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Spending and saving

Show evidence of saving over a short period of time and justify the money made in the process.

Monitor saving and evaluate how successful you were at the end of a given time.

Evaluate the best options for money saved for a short term or medium term, and for long-term saving/investments.

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Spending before you earn?

Create a short video informing teenagers about the advantages and disadvantages of:

  • credit cards
  • debit cards
  • Paypal
  • hire purchase
  • layby.

Create a series of text message ads for a money/moni app that supports teenagers to manage their money/moni.

Social Sciences

Understanding financial identity

Financial identity is the values, knowledge, skills, and behaviours that shape how people build financially healthy lives.

Reflect on what has shaped your attitudes to money/moni, including who you are, where you live, key people in your life, and your community. Create an infographic showing your financial identity. 

Create a visual representation of your financial heritage (your past), your financial present, and your financial future, including what you would like to do for future generations.

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Digital Technologies

Understanding financial identity

Create a class definition of wealth that includes ideas about spending, saving/te whakaputu, and well-being.

Keep a spending diary (or use the Smith family planner) for one month. Analyse your weekly spending or the spending of someone in your household. Enter your class data into Survey Monkey to see whether there are any patterns.

Identify opportunities for goal setting/whāinga paetae or saving/te whakaputu and make a commitment to one of these. Justify your choice and gather evidence to show the progress you have made after a set amount of time.

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Understanding financial identity

Create a financial identity poster, using Pictograph that represents your financial heritage (your past), your financial present, and your financial future, including what you would like to give to future generations.

Create a podcast that provides a cultural perspective on goal setting/whāinga paetae, budgeting/tahua, saving/te whakaputu, or managing debt/nama.

Create a mini documentary about money/moni. Watch Making sense of cents for inspiration.

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Equipping young people for their financial future, embedding good money habits early on.

Hāpaitia te ara tika, pūmau ai te rangatiratanga mo ngā uri whakatipu.

Medium Education

Written in English with resources aligned to the New Zealand Curriculum.

Medium Education

Written in te reo Māori with resources aligned to Te Marautanga o Te Aho Matua and Te Marautanga o Aotearoa.

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